Truist Bank, formed from the 2019 merger of BB&T and SunTrust, has grown into one of the top 10 commercial banks in the U.S. by assets. In 2025, Truist continues to modernize its offerings while holding on to the customer-centric approach that made both BB&T and SunTrust household names. Whether you’re managing daily expenses, planning for retirement, or running a business, Truist offers a diverse suite of services.
This review explores Truist Bank’s services in 2025, including personal banking, business accounts, digital tools, customer service, and more.
Overview of Truist Bank – Headquartered in Charlotte, NC – Over 2,000 branches across 17 states and D.C. – Services: Personal, business, and commercial banking – Offers investment, mortgage, insurance, and wealth management
Personal Banking Accounts – Truist One Checking: – No overdraft fees – $0 monthly fees with qualifying activity – Up to 10 benefit levels for loyalty rewards
- Truist Confidence Savings:
- Competitive APY (for select balances)
- Automatic savings tools
- No monthly fees with minimum balance or account link
- Money Market & CDs:
- Flexible CD terms (7 days to 5 years)
- Promotional interest rates available
- Money market accounts with tiered interest
Digital Banking & Mobile App – Unified app and online banking for all services – Mobile check deposit, Zelle®, bill pay – Custom alerts, spending analysis, and budgeting tools – Credit score tracking
Business Banking Solutions – Truist Business Checking and Treasury accounts – Merchant services, POS solutions – Business loans and lines of credit – Payroll and HR tools
Customer Support – 24/7 support through app, phone, and chat – Virtual banking assistants – Financial wellness center with tools and advice
Pros of Truist Bank in 2025 – Strong digital experience with intuitive mobile tools – No overdraft fees (on many checking accounts) – Wide physical branch network in the Southeast – Solid mix of personal, business, and wealth services
Cons of Truist Bank in 2025 – Limited national presence outside Southeast – Interest rates on savings lower than online banks – Some accounts require higher balances to avoid fees
Real-Life Example Samantha, a small business owner in Georgia, uses Truist for both personal and business banking. She appreciates having her accounts linked in one app and being able to contact her branch manager directly for loan advice and financial planning.
Truist vs Regional Competitors | Feature | Truist | Regional Banks | |————————–|——————–|————————| | Overdraft Fees | $0 on many accounts| $30–$35 | | Digital Tools | Strong | Varies | | Business Services | Extensive | Moderate | | Investment Access | Yes | Sometimes limited |
FAQs About Truist Bank Q: Is Truist available nationwide?
A: Not fully. Branches are mostly in the Southeast, but digital access is available nationwide.
Q: Does Truist charge overdraft fees?
A: Most Truist checking accounts in 2025 come with no overdraft fees.
Q: Can I link my Truist accounts for better benefits?
A: Yes. Linking accounts may reduce fees and increase rewards tier eligibility.
Q: Does Truist offer financial planning tools?
A: Yes, including budgeting, goal tracking, and free financial consultations.
Final Verdict: Is Truist Bank a Good Choice in 2025? Truist Bank is an excellent regional choice with strong digital banking tools, no overdraft fees, and services for both individuals and small businesses. If you’re located in its coverage area and value in-person support with modern banking, Truist is a solid pick.
CTA: Looking for a dependable banking partner in 2025? Visit Truist.com to explore your options and open an account today.
**Blog 12: E*TRADE vs Fidelity: Which is Better in 2025?**
In 2025, choosing between E*TRADE and Fidelity is a tough call for investors. Both platforms are industry leaders known for powerful tools, wide investment options, and strong educational support. But which one is best for your investing needs?
This detailed comparison helps break down the key differences between E*TRADE and Fidelity in 2025, covering features, fees, platforms, account options, customer support, and more — so you can make an informed decision.
Overview – **E*TRADE: Owned by Morgan Stanley, offers advanced trading tools and strong options support. – Fidelity**: Privately owned, comprehensive financial services and long-term investing focus.
- Account Types Both offer: – Individual/Joint Brokerage Accounts – Traditional, Roth, SEP, and Rollover IRAs – Custodial Accounts – Business Retirement Accounts – Trust and Estate Accounts
- Investment Products – **E*TRADE: – Stocks, ETFs, options, futures – Over 4,500 no-transaction-fee mutual funds – IPO access – Fidelity**: – Stocks, ETFs, mutual funds – Bonds, CDs, annuities, and fractional shares – Index funds with 0% expense ratio
- Commissions and Fees – Both offer: – $0 stock and ETF trades – Options: $0.65 per contract (E*TRADE offers $0.50 for active traders) – No annual fees or inactivity fees
- Platforms and Tools – **E*TRADE**: – Power E*TRADE for advanced options/futures traders – Strategy scanners and risk visualization tools – Fidelity: – Active Trader Pro with real-time analytics – Custom watchlists, alerts, and advanced research tools
- Mobile Experience – Both offer top-rated mobile apps with: – Trading, deposits, news, charts – Mobile check deposit – Account transfers and customer support
- Education and Research – **E*TRADE: – Strategy-based content for options and active trading – Market commentary, screeners, and planning calculators – Fidelity**: – Deep library of beginner and advanced guides – Free stock research from top analysts – Webinars, articles, and retirement planning help
- Robo-Advisor Offerings – **E*TRADE Core Portfolios: – $500 minimum – 0.30% annual fee – Fidelity Go**: – No management fee under $25,000 – Tiered pricing structure for higher balances
- Customer Service – Both have 24/7 support via phone and live chat – Fidelity also offers more than 200 physical branches – E*TRADE has 30+ locations plus Morgan Stanley offices
- Security and Protection – SIPC insurance up to $500,000 – Two-factor authentication – Real-time fraud detection and account alerts
Which Is Better for You? | Feature | ETRADE | Fidelity | |————————|——————————|———————————-| | Best For | Active traders, options users| Long-term investors, beginners | | Platform Strength | Power ETRADE | Active Trader Pro | | Robo-Advisor | Core Portfolios (0.30%) | Fidelity Go (free under $25K) | | Mutual Fund Access | 4,500+ NTF funds | 3,400+ NTF funds | | Fractional Shares | Not yet in 2025 | Yes | | Physical Branches | 30+ | 200+ |
Real-Life Example Neha, a 29-year-old trader, uses Power E*TRADE for daily options trading due to its technical tools. Meanwhile, Raj, a 45-year-old professional, relies on Fidelity for his Roth IRA and 401(k) rollover due to low fees and superior support.
FAQs Q: Which is better for beginners?
A: Fidelity — better educational content and no-fee robo-advisor for small accounts.
Q: Which platform has better tools for traders?
A: ETRADE — Power ETRADE is among the best for options and technical traders.
Q: Can I invest in IPOs on both platforms?
A: E*TRADE allows IPO access. Fidelity’s IPO participation is more limited.
**Final Verdict: E*TRADE vs Fidelity in 2025** Both platforms are excellent, but your choice should depend on your goals. E*TRADE shines for active and options traders. Fidelity wins for retirement savers and those who value simplicity, low cost, and education.
**CTA: Ready to start? Choose E*TRADE for pro-level tools or Fidelity for trusted long-term investing. Visit their websites to compare and open your account today.**