Roth IRA vs Traditional IRA – Which Is Better for You?

Deciding between a Roth and Traditional IRA depends on your income, age, and tax goals. Roth IRAs offer tax-free withdrawals later, while Traditional IRAs provide upfront tax deductions. Both grow your savings over time. In 2025, many savers choose Roth for long-term benefits, especially younger earners with decades of compounding ahead.