Truist, born from the BB&T and SunTrust merger, is a rising name in 2025’s banking market. Operating across the Southeast U.S., Truist delivers modernized checking accounts, savings tools, and small-business services with a strong digital push.

Notable Services: – Truist One Checking and Confidence Savings – No overdraft fees – Powerful mobile banking – Small business banking and lending

Pros: – No-fee overdraft structure – Personalized financial coaching – Great regional customer service

Cons: – Limited national footprint – CD and savings rates may lag online banks

Ideal For: Regional customers seeking stability, transparency, and robust mobile tools.